General Liability Insurance is important to have because it protects your business in the event that you are sued.  You can purchase a stand-alone General Liability policy or it can be part of a package that includes Property Insurance.  IGM offers General Liability Insurance for businesses located in the Bronx and the rest of the tri-state area.

What is General Liability Insurance?

Commercial General Liability Insurance protects your business in the event of personal injury or personal property losses.

What Does General Liability Insurance Cover?

General Liability covers third-party lawsuits. For example, if a person slips and falls in your store, he can sue your business for personal injuries.  The General Liability policy should cover lawyer fees, court costs, settlements, and court-ordered judgments. The policy may also cover an injured party’s medical expenses and the cost of repairing or replacing their damaged property. General Liability can also cover claims of misleading or false advertising, including libel, slander, and copyright infringement.

What other insurance do I need?

Depending on the type of business you own, you may need Property Insurance, Auto Insurance, Environmental and Pollution Insurance or other types of insurance. If you have employees, you will also need Workers Compensation and Disability Insurance.

How Can IGM Help?

IGM can help find the General Liability Insurance coverage necessary to protect your business. IGM is located in the Bronx and we service clients throughout New York, New Jersey and Connecticut.

If you need more information about General Liability Insurance, please contact us at 718-931-4900.

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